Wallets, banks, brokers, real assets, and budgeting.
See your full net worth in one private dashboard.
Works with the accounts you already use
Net Worth
0 €
Linked
14
Monthly P&L
+2.340 €
Interest earned
+284 €
Live
2 min
Allocation
Monthly P&L
+0 €Money Flow
Market Heatmap
TSLA
XPENG
SOL
NKE
PLTR
MSFT
NVDA
COIN
SPOT
META
NFLX
GOLD
AMZN
BTC
ETH
AAPL
VOOHYPESPY
MSCIAccounts
Savings
Statements
Top Performers
Features
Connect crypto wallets, exchanges, banks, and brokers. Each bank shows individually in your net worth. No more guessing.
RevolutBBVAN26
INGSantander
HSBC
ChaseWiseCaixaBank
Sabadell
Bankinter
OpenbankIBKR
Trade RepubliceToroDEGIROBinanceCoinbaseKrakenOKXMetaMaskPhantomRabby
LedgerRevolutBBVASantanderCaixaBankSabadellBankinterOpenbankINGHSBC
Barclays
Lloyds
BNP ParibasChaseWiseN26
Deutsche BankIBKRTrade RepubliceToroDEGIROBinanceCoinbaseKrakenOKXBybit
KuCoin
Bitget
BitpandaMetaMaskPhantomRabbyLedgerEvery chart shows your actual trades, not just the price line. Spot exactly when you bought, sold, and what your cost basis is, on any timeframe.
Connect your bank or upload a CSV. AI categorizes every transaction and shows where your money goes. No rules, no spreadsheets.
RevolutBBVAN26INGSantanderCaixaBankSabadellBankinterOpenbank
ImaginHSBCDeutsche BankAn analyst that knows your positions. Ask about exposure, portfolio health, or your next move. In plain English.
"Should I rebalance my portfolio?"
Your crypto allocation is 34%. Consider diversifying into…
"How much did I spend on dining last month?"
€423 across 18 transactions, 12% above your 6-month avg.
"What is my biggest concentration risk?"
BTC sits at 28% of net worth. Top-3 holdings = 71%.
Beyond digital
Watches, vehicles, real estate. Lait keeps their market value up to date and adds them to your total net worth, alongside your digital portfolio.
Rolex Submariner
+44.9%
Bought
9.800 €
Current value
14.200 €
Madrid apartment
+16.9%
Bought
195.000 €
Current value
228.000 €
Audi A3 (2020)
-41.1%
Bought
28.000 €
Current value
16.500 €
Side by side
Drag to compare. The weekly-update spreadsheet vs. the same data, live and connected.
Portfolio
150.700,51 €
Intense month with significant net worth growth, but high spending on rent and utilities indicates a need for budget reassessment.
Net worth this month
+€37.299 (+32,9%)
since Abr 26
Higher rent & utilities
+140% vs avg · €3.600
this month
Top spend: investment
€7.038 · 40%
of this month's spend
Performance
Asset Distribution
207.034,51 €P&L Summary
Show all 22
Show all 24
Accounts 150.700,51 €
9 connectedPhantom
50.769,83 €
IBKR
39.036,59 €
MyInvestor
25.016,42 €
Revolut
12.132,19 €
BBVA
9.552,58 €
N26
4.212,17 €
ING
3.645,72 €
Wise
3.375,31 €
Binance
2.959,70 €
Real Assets 60.314,00 €
3 assets
Patek Philippe Nautilus
44.644,00 €
Omega Speedmaster
9.623,00 €
Tudor Black Bay
6.047,00 €
Top Holdings 78.944,69 €
6 assetsHYPE40,15 €
13.147,35 €
16,7%
AAPL258,28 €
10.847,95 €
13,7%
BTC67.459,57 €
7.053,71 €
8,9%
META528,42 €
6.869,40 €
8,7%
MSFT382,97 €
6.170,54 €
7,8%
AMZN227,24 €
5.680,92 €
7,2%
Drag the handle ↔
Who it's for
DeFi wallets, CEX accounts, NFTs, and on-chain tracking. Finally see your full crypto picture in one place.
Stocks, ETFs, savings accounts, and bank balances. Track performance, dividends, and allocation.
Security
Read-only connections
We never move your money
No data selling
Your finances stay private
European infrastructure
Data hosted in the EU
Encrypted at rest
AES-256 encryption
How it works
Link your wallets, exchanges, bank accounts, and brokers, or upload a CSV statement for anything we don’t auto-connect yet. Read-only either way; we never move funds.
See your complete net worth, allocation, P&L, and real assets in one unified dashboard.
Net Worth
47.820 €
Get AI-powered insights tailored to your full financial picture. Make informed decisions.
"Should I rebalance my portfolio?"
Your crypto allocation is 34%. Consider diversifying into…
"How much did I spend on dining last month?"
€423 across 18 transactions, 12% above your 6-month avg.
Join the beta and be the first to see your complete financial picture.
Free during beta · No credit card required
lait.finance is a personal finance and portfolio management platform built for European and US investors. It connects crypto wallets (MetaMask, Phantom, Ledger), exchanges (Binance, BingX, Bybit, Kraken), stock brokers (Trade Republic, Saxo Bank), and bank accounts (Revolut, BBVA, Santander, ING) into a single private dashboard.
Key features include: unified portfolio tracking across 10+ account types, real-time market heatmap for stocks, crypto, and commodities, monthly budgeting with income, expense, and savings rate tracking, net worth tracking including physical assets (vehicles, watches, real estate), an AI-powered portfolio advisor with full portfolio context, and bank statement aggregation with category tagging.
lait.finance supports both EUR and USD portfolios with live EUR/USD conversion via ECB rates. All connections are read-only. lait.finance can view but never move your funds. Data is encrypted at rest with AES-256 and hosted on European infrastructure. Currently free during beta with no credit card required.