All your assets.
One place.
Crypto, banks, stocks, property and the debts behind them.
Lait brings it all together and makes sense of it for you.
Works with the accounts you already use
2,500+ European banks · 8 crypto chains · Binance, Bybit and BingX · Stocks and ETFs · Property and loans
Net Worth
0 €
Linked
14
Monthly P&L
+2.340 €
Interest earned
+284 €
Live
2 min
Allocation
Monthly P&L
+0 €Money Flow
Market Heatmap
TSLA
XPENG
SOL
NKE
PLTR
MSFT
NVDA
COIN
SPOT
META
NFLX
GOLD
AMZN
BTC
ETH
AAPL
VOOHYPESPY
MSCIAccounts
Savings
Statements
Top Performers
Beyond digital
Not just liquid.
Your physical assets count too.
Watches, vehicles, property and the debts that come with them, like a mortgage. Lait keeps their market value fresh and adds it all up into your true net worth.
Rolex Submariner
+44.9%
Bought
9.800 €
Current value
14.200 €
Home in Madrid
+16.8%
Bought
1.850.000 €
Current value
2.160.000 €
Audi A3 (2020)
-41.1%
Bought
28.000 €
Current value
16.500 €
Mortgage on the Madrid home
2.1%
Original
1.480.000 €
Remaining
1.180.000 €
One place for every asset class
Watches
Property
Metals
Art
Sneakers
Wine
Boats
Jewelry
BikesWatchesPropertyMetalsArtSneakersWineBoatsJewelryBikesFeatures
Stop switching between apps.
See it all in one.
All Accounts, One View
Connect your wallets, exchanges, banks and brokers once. Every account shows up in your net worth, live.
RevolutBBVAN26
INGSantander
HSBC
ChaseWiseCaixaBank
Sabadell
Bankinter
OpenbankIBKR
Trade RepubliceToroDEGIROBinanceCoinbaseKrakenOKXMetaMaskPhantomRabby
LedgerRevolutBBVASantanderCaixaBankSabadellBankinterOpenbankINGHSBC
Barclays
Lloyds
BNP ParibasChaseWiseN26
Deutsche BankIBKRTrade RepubliceToroDEGIROBinanceCoinbaseKrakenOKXBybit
KuCoin
Bitget
BitpandaMetaMaskPhantomRabbyLedgerInteractive Charts
Your real buys and sells drawn on the chart, with your cost basis at every point.
Smart Budgeting
Connect your bank or upload a statement. AI sorts every expense and shows where your money goes.
RevolutBBVAN26INGSantanderCaixaBankSabadellBankinterOpenbank
ImaginHSBCDeutsche BankAI Advisor
An analyst that already knows your portfolio. Ask anything about it, in plain words.
"Should I rebalance my portfolio?"
Your crypto allocation is 34%. Consider diversifying into…
"How much did I spend on dining last month?"
€423 across 18 transactions, 12% above your 6-month avg.
"What is my biggest concentration risk?"
BTC sits at 28% of net worth. Top-3 holdings = 71%.
Who it's for
Built for real investors.
DeFi wallets, CEX accounts, NFTs, and on-chain tracking. Finally see your full crypto picture in one place.
Stocks, ETFs, savings accounts, and bank balances. Track performance, dividends, and allocation.
AAPLNVDA
VWCEVOOMSFT+ dividendsCrypto, stocks, real estate, vehicles. Your complete net worth across all asset classes in one dashboard.
NVDA
DeFi wallets, CEX accounts, NFTs, and on-chain tracking. Finally see your full crypto picture in one place.
Stocks, ETFs, savings accounts, and bank balances. Track performance, dividends, and allocation.
AAPLNVDAVWCEVOOMSFT+ dividendsSecurity
Your data stays yours.
Read-only connections
We never move your money
No data selling
Your finances stay private
European infrastructure
Data hosted in the EU
Encrypted at rest
AES-256 encryption
Bank-grade encryption · Read-only access · EU data residency · We never sell your data
Built on
How it works
Three steps to clarity
Connect
Link your wallets, exchanges, bank accounts, and brokers, or upload a CSV statement for anything we don’t auto-connect yet. Read-only either way; we never move funds.
Track
See your complete net worth, allocation, P&L, and real assets in one unified dashboard.
Net Worth
47.820 €
Optimize
Get AI-powered insights tailored to your full financial picture. Make informed decisions.
"Should I rebalance my portfolio?"
Your crypto allocation is 34%. Consider diversifying into…
"How much did I spend on dining last month?"
€423 across 18 transactions, 12% above your 6-month avg.
No 1% fees. No private banker. Your wealth, your data.
Take control of your finances.
Request your invitation and be among the first to see your complete financial picture.
Free during beta · No credit card required
About lait.finance
▾
lait.finance is a personal finance and portfolio management platform built for European and US investors. It connects crypto wallets (MetaMask, Phantom, Ledger), exchanges (Binance, BingX, Bybit, Kraken), stock brokers (Trade Republic, Saxo Bank), and bank accounts (Revolut, BBVA, Santander, ING) into a single private dashboard.
Key features include: unified portfolio tracking across 10+ account types, real-time market heatmap for stocks, crypto, and commodities, monthly budgeting with income, expense, and savings rate tracking, net worth tracking including physical assets (vehicles, watches, real estate), an AI-powered portfolio advisor with full portfolio context, and bank statement aggregation with category tagging.
lait.finance supports both EUR and USD portfolios with live EUR/USD conversion via ECB rates. All connections are read-only. lait.finance can view but never move your funds. Data is encrypted at rest with AES-256 and hosted on European infrastructure. Currently free during beta with no credit card required.